Independent Actuarial Advisory

From Daily Operations to Reinsurer-Ready Placements

Tools, templates, and actuarial advisory that take brokers from managing their book of business to securing stronger reinsurance outcomes.

17+
Years Experience
SAA
Swiss Qualified Actuary
AIA
UK Certified
FASG
Ghana Fellow
Licensed Actuarial Service Provider

Orbotrice Institute is licensed by the Actuarial Society of Ghana (Licence No. ASP00825) per NIC Circular NIC/CIRCULAR/01/25/NN. Recognised by the National Insurance Commission to provide External Actuary and Appointed Actuary services under Section 80(1) of Ghana's Insurance Act 2021 (Act 1061).

The Challenge

Problems We Solve

Brokers face increasing pressure to run tight operations and deliver data-driven submissions that stand up to reinsurer scrutiny.

Scattered Operations

Clients, policies, renewals, claims, and commissions tracked in disconnected files with no single view of the business.

Data Quality Questions

Reinsurers increasingly challenge the quality and consistency of data behind your submissions.

Weak Submissions

Inconsistent or underdeveloped reinsurance submissions that fail to convey your client's risk profile to the market.

Our Services

How We Help You Win

Comprehensive actuarial support designed to make you operationally strong and reinsurer-ready.

01

Reinsurance Placement Readiness Reviews

Pre-submission audits that identify gaps and strengthen your positioning before approaching reinsurers.

02

Claims & Loss Ratio Diagnostics

Deep-dive analysis of claims experience to build compelling narratives around your client's risk profile.

03

Reinsurance Structure Optimization

Data-driven recommendations on retention levels, limits, and treaty structures that balance cost and protection.

04

Reinsurer-Ready Reports & Talking Points

Professional documentation and strategic narratives that anticipate and address reinsurer questions.

Broker Products

One Ecosystem. Three Levels of Support.

Start with daily operations, scale up to placement-ready documentation and full actuarial advisory.

Daily Operations
Submission Templates
Actuarial Advisory
Stage 1 — Operate
Business Tracker
Insurance Agent & Broker Book of Business
$14.99 USDOne-time purchase · Excel

What's included

  • 10-tab Excel workbook with 269 live formulas
  • Clients, Quotes, Policies, Renewals, Claims
  • Commissions tracker with agent splits
  • Dashboard with KPIs, charts & agent filter
  • Loss ratio & reinsurance readiness metrics
  • Built-in How to Use guide
Stage 3 — Place
Placement Advisory
Full Actuarial Support for Placements
By RequestPer placement engagement

What's included

  • Everything in Submission Toolkit
  • Complete actuarial analysis
  • Reinsurer-ready report (full)
  • Placement talking points & strategy
  • Direct actuarial support through placement
  • Structure & retention recommendations
The products work together

Run your book of business in the Tracker daily. When renewal season comes, extract your structured data into the Submission Toolkit. Need actuarial firepower? We step in for the placement.

Ask About Bundles
Product Details

What You Get

A closer look at both the daily operations tool and the reinsurance submission templates.

Insurance Agent & Broker Business Tracker

A professional 10-tab Excel workbook that manages your entire book of business in one place. Designed for brokers and agents working across African and international markets.

Setup
Clients
Quotes
Policies
Renewals
Claims
Commissions
Tasks
Dashboard
How To Use

269 live formulas · agent performance filter · loss ratio tracking · renewal alerts · reinsurance readiness metrics · data quality scorecard

24
Active Policies
89%
Renewal Rate
52.3%
Loss Ratio
$14K
Commission Due
PolicyPremiumExpiryStatus
GH-MOT-2024-001$1,80031 MayUrgent
CH-PROP-2024-005$45,00031 OctActive
GH-HLT-2024-003$3,60031 JulDue Soon

Reinsurer-Ready Submission Toolkit

Broker Template Pack

Loss Ratio (AY & UY), Claims Triangle, Exposure Summary, Data Quality Review

Risk Summary Template

Reinsurance Placement Risk Summary document

Diagnostic Template

Claims & Loss Ratio Diagnostic Report

How to Use Guide

Step-by-step workflow and best practices

Just need the templates? The Submission Toolkit templates (Excel + Word + PDF guide) are available as a standalone pack. Email actuarial@orbotrice.com with subject "Template Only" for pricing.

Important Disclaimer

These templates are provided for general documentation and submission support only. They do not constitute actuarial advice, underwriting advice, or regulatory submissions. Users remain fully responsible for the accuracy, completeness, and use of all information.

Why Orbotrice

What Makes Us Different

  • Actuarial-LedReal actuarial expertise, not generic consulting advice.
  • Broker-FriendlyWe support your business — we don't compete with you.
  • Fast & PracticalMarket-relevant insights delivered when you need them.
  • African Market FocusDesigned for African insurance realities and regulations.

What You Receive

  • Operations tools (Excel)
  • Submission templates (Excel + Word)
  • Professional reports (PDF)
  • Clear reinsurer narratives
  • Confidence in negotiations
Get Started

Ready to Strengthen Your Broker Operations?

Whether you need a daily operations tool, submission templates, or full actuarial placement support — we have the right product for your stage.